By Ayomide Otitoju
African Export-Import Bank (Afreximbank) and its subsidiaries have announced robust financial results for the year ended 31 December 2025, highlighting sustained growth, market confidence, and strategic execution.
Total assets and contingencies rose 21% to US$48.5 billion, up from US$40.1 billion in 2024, while net loans and advances increased 16% to US$33.5 billion, driven by continued disbursements across Africa and the Caribbean in key sectors such as manufacturing, infrastructure, food security, and climate adaptation.
The Group maintained strong portfolio quality, with a non-performing loan ratio of 2.43%, and a robust liquidity position of US$6.0 billion in cash and equivalents, representing 14% of total assets—above the strategic minimum of 10%. Shareholders’ funds grew 17% to US$8.4 billion, supported by net income of US$1.2 billion and new equity inflows of US$299.4 million from the General Capital Increase II.
Gross income rose 6% to US$3.5 billion, while operating expenses increased to US$459.2 million due to strategic staff expansion and inflationary pressures, keeping the cost-to-income ratio at a disciplined 21%, below the 30% ceiling.
Demonstrating its strong fundraising capability, Afreximbank raised over US$800 million in 2025 through Samurai and Panda bonds in Japan and China, despite global market concerns and rating agency actions. Net income grew 19% to US$1.2 billion, reflecting expanded delivery of tailored financial and advisory solutions supporting trade, industrialization, and economic self-reliance.
Denys Denya said: “Despite global geopolitical challenges, the Group delivered excellent financial performance in 2025, with total assets and contingencies nearing US$49 billion. Subsidiaries such as FEDA and AfrexInsure became profitable, and net income grew 19%, underpinned by a strong capital base of US$8.4 billion. Our balance sheet is at its strongest ever, with liquidity, capitalization, and asset quality exceeding targets. These results reflect the commitment and execution of our workforce, positioning Afreximbank to scale impact, accelerate trade integration, and deliver greater value to shareholders in 2026.”
The results underscore Afreximbank’s continued role as a leading pan-African financial institution, driving trade, investment, and industrialization across the continent and beyond.
