By Ayomide Otitoju
In a bid to enhance financial flexibility and global transaction access for customers, FirstBank of Nigeria has introduced its Naira Credit Card, offering users a reliable and secure payment solution for everyday and international needs.
The card is designed to support a wide range of financial activities, from online shopping to travel-related expenses, providing users with a convenient alternative to cash while promoting responsible credit usage. As consumer demand for flexible financial tools continues to grow, the bank says the product aims to deliver both accessibility and security.
Issued in partnership with Visa International, the FirstBank Naira Credit Card is accepted at over 29 million merchant locations and 1.8 million ATMs worldwide, enabling seamless transactions across borders.
A key feature of the card is the provision of up to 45 interest-free days on utilised funds, allowing customers to manage short-term financial obligations without immediate interest charges. The card also operates on a revolving credit system, with a monthly interest rate of 2.5 percent applied to outstanding balances.
Unlike traditional credit products limited to salaried individuals, the card is also accessible to investment holders, including those with fixed deposits and treasury bills, who can leverage these assets as collateral. Customers with a credit limit of ₦1 million and above are eligible for the Platinum variant.
The bank highlighted several benefits of the card, including a credit limit of up to ₦3 million, secure transactions through Verified by Visa, real-time account monitoring with alerts, and flexible repayment options tailored to individual financial capacities.
With this offering, FirstBank positions its Naira Credit Card as a comprehensive financial tool aimed at empowering customers with greater spending power while maintaining control over their finances.
